Empowering Households,
Enabling Growth
Jiwambe believes everyone deserves fair financial help to build a better life. We offer easy and affordable loans for families and businesses to improve their homes and to make the transition to electric transport.
We focus on helping homeowners, gig workers, and small business owners improve their living standards and grow their income.
Our Story
Our name, Jiwambe, comes from Swahili words that tell our story:
‘Jumba’ (growth), ‘Jiwe’ (stability), ‘Wimbo’ (harmony), and ‘Jiwa’ (purpose).
It’s a name with African roots and a meaningful connection to our values.
The story of Jiwambe is one of building bridges to financial opportunity across Africa.
We started by focusing on two fundamental needs: Stable housing and Sustainable transportation.
Our approach has been to create accessible and reliable solutions that empower individuals and communities to take control of their progress and thrive.
This journey of providing practical financial support continues to drive our impact across the continent, laying the groundwork for progress, in every home and on every road.
Jiwambe is committed to affordable home upgrades and electric mobility, building a better future, street by street, home by home.
Building on our initial commitment, Jiwambe has become a key player in fostering financial inclusion and sustainability in Africa.
We were established to directly address the challenges of sustainable mobility for gig workers and accessible home upgrades for underserved communities.
By using data-driven insights and forging strategic alliances, we’ve created a model that empowers Kenya’s workforce with the tools for economic growth and improved living standards.
The significant steps in our journey are highlighted in the milestones that follow.
Key Milestones:
July 2024: Jiwambe incorporated, officially launching as a fintech company to provide affordable financing solutions for underserved communities in Kenya.
August 2024: First product launched – Housing Improvement Financing. Secured clients across Kenya, from Mombasa to Kisumu, with a strong focus on rural and peri-urban homeowners.
December 2024: Expanded into collections services, offering professional debt collection solutions for partner organizations.
January 2025: Entered the e-mobility sector by partnering with electric motorcycle manufacturers in Nairobi, providing affordable financing for riders transitioning to clean mobility.
2025 and beyond: Scaling portfolio growth in housing improvement loans and e-mobility financing, solidifying Jiwambe as a key player in sustainable asset financing in Kenya.
Our Services
What we Do
Housing Microfinance
We offer microfinance for home improvements, helping underserved communities build better living conditions through flexible financing.
E-Mobility Financing
We finance electric motorbikes, making sustainable transportation accessible and empowering individuals and businesses to embrace clean energy.
Collection Services
We use advanced analytics and ethical practices to maximize loan recovery collections while preserving client relationships.
Why Us?
Our Values
01
Financial Inclusion
We create fair and accessible financial solutions for underserved communities.
02
Sustainability
Our mobility and housing solutions reduce carbon footprints and improve quality of life.
03
Innovation
We leverage data and technology to optimize lending and risk assessment.
04
Integrity
Transparent, responsible lending that prioritizes long-term success for our customers.
05
Partnership
We collaborate with industry leaders to maximize impact and deliver value.
